Best Credit Cards 2012

We’ve chosen our awards of Best Credit Cards 2012 to help you get the most out of your credit card for your financial situation. Because everybody has a unique situation and lifestyle we’ve categorized the Best Credit Cards 2012 awards featuring the top pick for 2012 in each category along with other offers that might better fit your needs. As you peruse the categories of our Best Credit Cards 2012 award winning credit card applications, you’ll see that for 2012 there are a lot of very lucrative credit card rewards programs and long term 0% introductory APR offers where many of the deals that also have no annual fee. It’s time to show you the Best Credit Cards 2012 award winning credit card applications in the top consumer categories

Best Credit Cards 2012 – Balance Transfers Top Pick

The Best Credit Cards 2012 – Balance Transfer Credit Card award goes out to the Discover® More® Card because you get a long duration 0% intro APR for 15 months with no annual fee and best of all, when you apply right now for the Best Credit Cards 2012 Balance Transfer offer, you also earn cash back rewards!

Discover® More® Card

0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%* 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply* Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report) 24/7 access to a U.S.-based Account Manager within 60 seconds $0 Fraud Liability plus automatic mobile and email fraud alert options Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information Intro APR Regular APR Annual Fee Credit Needed 0.00%* for 15 months on purchases* 10.99-20.99% (Variable)* $0.00* Excellent Credit*

The most popular category consumers are applying for are balance transfer credit cards. There are millions of people working their way out of credit card debt and the easiest way to pay down credit card debt is to freeze interest rates on your balance with a 0% intro APR balance transfer card.

Best Credit Cards 2012 – Cash Back Credit Cards

Chase Freedom Visa - $200 Bonus Cash Back The award for Best Credit Cards 2012 in the Cash Back Credit Cards category goes to the Chase Freedom Visa Bonus Cash Back offers. There are 3 levels of Chase Freedom Visa Bonus Cash Back rewards offers where you can earn $50, $100 and $200 each with varying conditions for claiming your cash back rewards. The Best Credit Cards 2012 Cash Back Rewards honor goes to the Chase Freedom Visa - $200 Bonus Cash Back because it gives you the most cash back. When you apply now for the Best Credit Cards 2012 Cash Back award winner you’ll get your $200 bonus as soon as you’ve made only $500 in purchase within the first 3 months plus you’ll get ongoing cash back bonus rewards throughout the year for purchasing in rotating categories. Apply Now for the Award Winning Best Credit Cards 2012 Deal!

Best Credit Cards 2012 – 0% APR Credit Cards

Chase Freedom® Visa - $50 Bonus Cash Back The Best Credit Cards 2012 award in the 0% APR Credit Cards category is a double honors award winner, the Chase Freedom Visa - $50 Bonus Cash Back card gets this award because you get a 0% intro APR for 12 months and you get a $50 cash back bonus after making your first purchase plus you get ongoing cash back rewards and you get all this with no annual fee!

Best Credit Cards 2012 – Gas Credit Cards

If you could use a break on the cost of filling up your vehicle at gas stations you’re going to love the rewards you get with the award winner for Best Credit Cards 2012 – Gas Credit Cards. The Discover OpenRoad Card gets our Best Credit Cards 2012 – Gas Credit Cards award and here’s why:

Best Credit Cards 2012 – Travel and Airline Credit Cards

The winner of the Best Credit Cards 2012 award in the Travel and Airline Credit Cards category is the Miles by Discover Card because when you apply now for this card you can get 1,000 bonus miles every month you make a purchase using your card for the first year. You’ll also get the benefit of a 0% intro APR on purchases and balance transfers for the first six months with no annual fee when you apply for the winner of the Best Credit Cards 2012 Travel and Airline Credit Cards offer. Apply online now to claim your bonus travel rewards!

Best Credit Cards 2012 – Closing Tips

The credit card applications featured above are the Best Credit Cards 2012 award winners and all of the featured offers require you have a credit score between good and excellent credit. If your credit rating is less than good make sure you only apply for our picks of Best Credit Cards 2012 in the categories that apply to your credit situation. If you’ve got good to excellent credit then it’s time you take advantage of the offer that best fits your personal financial goals and apply now for one of the Best Credit Cards 2012 award recipients above!